HARP Refinancing

HARP, the Home Affordable Refinance Program, is part of the U.S. Government’s Making Home Affordable program. Since HARP started in 2009, it has helped millions of Americans with underwater mortgages refinance; resulting in lower interest rates and reduced monthly payments.


One of the qualities of HARP that makes it special is its accessibility to families who might otherwise be denied conventional loans due to lack of equity. Because many home owners owe more on their mortgages than their houses’ current value, lenders assumed a greater risk, and were less likely to approve refinancing.

HARP can enable eligible underwater borrowers to:

  • Lower monthly payments.
  • Reduce interest rates.
  • Build equity faster.
  • Pay off loans sooner.


*Additional criteria apply. Contact a Mortgage Solutions Financial refinancing specialist to learn more.


HARP won’t be around forever, please contact us today to find out more about this program!

If you think you may qualify for HARP, or have more questions, contact one of our knowledgeable mortgage experts today!

If you prefer, you may also fill out an application online or request a free loan evaluation.

Fannie Mae has adopted changes to the Home Affordable Refinance Program (HARP) and you may be eligible to take advantage of these changes. If your mortgage is owned or guaranteed by Fannie Mae or Freddie Mac you may be eligible to refinance your mortgage under the enhanced and expanded provisions of HARP.